Life events often trigger the need for financial advice. Below are a number of “triggers” we have come across and the areas of financial advice we are able to provide in order to deal with the event.
No Plan Feeling
People often feel like they have no direction with their finances. We can provide active advice on areas that add value and optimize the clients financial position.
We can assist in divorce negotiations and tax planning. Your assets and superannuation will need to be reviewed and managed to optimize your financial future. Divorce does not annul Wills and therefore we can facilitate new estate documentation.
Whilst in retirement maximizing cash flow so that lifestyle is funded is key. Looking at superannuation, investments implementing tax strategies and achieving your estate objectives are fundamental areas to this phase in life.
Understanding what you want to see happen and then putting in place strategies which achieve this will give you and your loved ones piece of mind. We can put in place a Will which meets your wants. Create strategies which help maintain your families lifestyle.
This is an exciting and often overwhelming time. Marriage comes with many financial implications. Often after marriage, we look at personal insurances; budget & cash flow planning; asset protection; home ownership structuring & estate planning.
Residential vs Investment; good and bad debt; personal insurances; maximizing cash flow.
Schooling and education; personal insurances.
Starting a Business
Structuring; planned and unplanned exits; shareholders agreements; buys sell agreements and funding; maximising value to shareholders.
Disablement, Accident or Injury
Enduring powers of attorney; advance health directives and enduring guardianships; disablement cover.
Moving Interstate or Overseas
Tax planning (non residency if overseas); health (loss of Medicare?); Living Away From Home allowance; residential home.